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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$72,000
|
$144,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
2 years
|
2 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Simple Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Total Home Care
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$72,000
|
|
Benefit Duration
|
2 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Simple Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$17.10
$17.10
$17.10
$17.10
$17.10
$17.10
$17.10
$17.10
$17.10
$17.10
$17.10
$17.10
$17.10
$18.00
$18.30
$19.20
$20.10
$21.60
$22.20
$22.80
$24.30
$26.40
$27.60
$29.10
$31.50
$33.00
$34.50
$36.00
$38.40
$41.10
$43.80
$47.40
$49.80
$54.90
$57.30
$60.60
$65.40
$70.20
$75.90
$83.40
$91.20
$97.20
$106.80
$115.80
$125.40
$137.70
$150.30
$168.00
$179.40
$195.30
$210.30
$228.30
$246.30
$279.60
$312.00
$344.10
$375.60
$408.00
$443.40
$482.10
$527.40
$572.40
$623.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$144,000
|
|
Benefit Duration
|
2 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Simple Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$34.20
$34.20
$34.20
$34.20
$34.20
$34.20
$34.20
$34.20
$34.20
$34.20
$34.20
$34.20
$34.20
$36.00
$36.60
$38.40
$40.20
$43.20
$44.40
$45.60
$48.60
$52.80
$55.20
$58.20
$63.00
$66.00
$69.00
$72.00
$76.80
$82.20
$87.60
$94.80
$99.60
$109.80
$114.60
$121.20
$130.80
$140.40
$151.80
$166.80
$182.40
$194.40
$213.60
$231.60
$250.80
$275.40
$300.60
$336.00
$358.80
$390.60
$420.60
$456.60
$492.60
$559.20
$624.00
$688.20
$751.20
$816.00
$886.80
$964.20
$1,054.80
$1,144.80
$1,246.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Simple Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$49.20
$49.20
$49.20
$49.20
$49.20
$49.20
$49.20
$49.20
$49.20
$49.20
$49.20
$49.20
$49.20
$51.60
$53.40
$54.60
$57.60
$59.40
$63.00
$66.00
$69.60
$73.20
$79.80
$82.20
$88.80
$93.00
$101.40
$106.80
$112.80
$118.80
$128.40
$136.80
$144.60
$158.40
$168.00
$179.40
$193.80
$207.60
$226.80
$243.60
$268.20
$294.00
$319.80
$351.00
$385.80
$419.40
$460.20
$522.00
$567.00
$616.80
$670.80
$732.60
$796.80
$907.20
$1,016.40
$1,129.20
$1,237.80
$1,350.00
$1,474.80
$1,614.00
$1,768.20
$1,936.80
$2,116.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov